When can you enroll in Medicare?
You might be surprised to learn you can actually enroll in Medicare before turning 65. Your Medicare Initial Enrollment Period is a seven-month window that begins three months before your 65th birthday, includes your birthday month, and ends three months after you turn 65.
Use this handy tool to see your exact enrollment window based on your date of birth …
Enter your date of birth
Note: This calculator is only used to identify your Initial Enrollment Period
What are the rules around late enrollment?
If you miss your enrollment window, signing up for Medicare is still possible — though you could face a late enrollment penalty or a gap in coverage. For help sorting out what is best for you, talk to an Intermountain Healthcare team member at 702-623-0183 (TTY: 711). If you wish, we can also help connect you with a local, licensed insurance agent to explore your options.
Not ready for retirement?
If you meet specific enrollment criteria, you may be eligible for Medicare coverage even if you remain employed full-time. Visit our Working Past 65 page to learn more.
What Medicare plan options do I have?
After you have become Medicare-eligible and enrolled in the program, you may choose to receive your benefits directly through the federal government as part of the Original plan, or from a company that contracts with Medicare as part of a Medicare Advantage plan.
Many Medicare Advantage plans include prescription drug coverage, benefits for vision, dental and other services Original Medicare does not cover. See how these plans differ in this Medicare benefit comparison chart.
Have more questions?
We’re here to guide you through the Medicare enrollment process so you can feel confident in your healthcare options. Talk to an Intermountain Healthcare team member today by calling 702-623-0183 (TTY: 711).