Medicare Eligibility Following Loss of Employment or Employer Sponsored Health Insurance Coverage
With the COVID-19 pandemic, many people in our community are unfortunately being impacted by unexpected life changes. If you, or someone you know, is 65 or older and has questions about Medicare, please feel free call us at 702-872-2875.
Medicare is the federal health insurance program for people who are 65 and older and also for certain younger people with disabilities or end-stage renal disease. In general, if you have experienced a qualifying life-changing event, such as loss of employer sponsored insurance, you have 60 days in which to enroll in Medicare via a Special Enrollment Period.
Call 702-872-2875 to help understand your options. We can also help put you in touch with a trusted, licensed insurance agent to discuss coverage options with Medicare, Medicare Advantage plans, and/or supplemental coverage plans. A licensed insurance agent can also help you sign up for the option you chose.
It’s a difficult time for many. Ensuring you understand your healthcare coverage options can provide important peace of mind in a stressful time.
Changes Outside the Annual Enrollment Period
If you’re approaching age 65, have recently relocated to a new area, or have experienced a recent change in your healthcare needs, you may qualify to enroll or make changes in your Medicare coverage, even outside of the Annual Election Period.
We’re here to help ensure you have the right coverage for your health needs and your budget. If you’re unsure whether you qualify for Medicare enrollment during a special enrollment period, we can connect you to a licensed insurance agent and other Medicare resources who can help answer your enrollment questions.
Which of the following applies to you?
Whether you’re ready to retire or still on the job, it’s time to explore your Medicare options.
A recent move, even from a different county, may mean you need to change your Medicare Advantage plan.
Have Chronic Conditions
You may be eligible for a Medicare Chronic Condition Special Needs Plan.
Medicare Advantage Open Enrollment Period (OEP)
Intermountain Healthcare wants to let you know that during the Medicare Advantage Open Enrollment Period, you are able to still make changes to your 2020 coverage. From January 1, 2020 to March 31, 2020, if you’re enrolled in a Medicare Advantage plan, you can:
- Switch to another Medicare Advantage plan (with or without drug coverage)
- Dis-enroll from your Medicare Advantage plan and return to Original Medicare
Below are changes you cannot make:
- Switch from Original Medicare to a Medicare Advantage plan
- Join a Medicare Prescription Drug Plan if you’re on Original Medicare
You can only make one change during this period. Changes will take effect the first of the month after the plan receives your request.
We also host educational events where you can learn more about our myGeneration Senior Clinics and your plan options. Intermountain Healthcare works with licensed insurance agents who can help you evaluate your needs and plan options.
Changes During the Medicare Annual Enrollment Period
Each year’s enrollment period provides an opportunity for those eligible for, or enrolled in, Medicare to consider whether their needs are being met under their existing plan. This year’s enrollment period begins October 15 and ends December 7.
During this time, ask yourself:
- Are you satisfied with your current primary care doctor?
- Have you had a new health diagnosis?
- Could you benefit from a gym membership or nutrition specialist?
- Are you paying too much for your prescription drugs?
Use the Medicare Annual Enrollment Period to make changes to your plan or switch from Original Medicare to a Medicare Advantage plan. At Intermountain Healthcare, we can connect you with a licensed insurance agent who can help you understand your options without bias.
Still have questions?
Let us help make things simpler. Attend a no-cost, educational event in your area to get the facts you need to make smart healthcare decisions. Talk to an Intermountain Healthcare team member today by calling 702-623-0183 (TTY: 711).